Part of why auto insurance is so confusing is because there are different types of coverage. Some are required by law; some are not. And the specifics vary by state. But, since it’s so crucial to understanding your quotes, here is an overview of the major components of an auto insurance policy — and what … Continued

If you have a new driver in your home who is still learning the basics of the road, then FGL DriveTracker is the app for you. Not only does it record the driving hours required for a graduated driver’s license or learner’s permit, but it also lets parents and teens know the highest risk for … Continued

When you’re shopping for a new appliance, look for the Energy Guide label, the yellow tag you’ll find attached to most appliances. It tells how much energy an appli- ance uses and makes it easier to compare the energy use of similar models. The more energy efficient an appliance is, the less it costs to … Continued

Methods of reducing one’s carbon footprint include drawing less on nonrenewable energy sources and reducing waste. To reduce your home’s carbon footprint, you should review your everyday activities, then cut back on practices that have a net effect of increasing green- house gas emissions. Some ways that you may work to reduce your personal carbon … Continued

Now that you have a good sense of what you can comfortably afford on a monthly basis, it’s time to look at your savings and determine how much you can afford for a down payment. Determine how much money you are able to spend upfront on your home purchase • Gather your savings and investment … Continued

Many people are unprepared to deal with the legal and financial consequences of a serious illness such as Alzheimer’s disease. Legal and medical experts encourage people recently diagnosed with a serious illness to examine and update their financial and healthcare arrangements as soon as possible. Basic le- gal and financial documents, such as a will, … Continued

The Benefits of an Ancient Chinese Remedy By Pam Teel Angelica Sinensis, a type of herb, also known as Dong Quai, is a female ginseng belonging to the Apiaceae family of plants, which includes parsley, carrots, celery, and coriander. It thrives in cooler temperatures and is typically found in the mountainous regions of China, Japan, … Continued

When we think of bullying, many times we think of adolescents in middle school and high school. These “Mean Girls” or bullies make life impossible for the victim. There is another demographic that we need to bring attention to in this day and age which it may come to a surprise to you. Bullying is … Continued

When thinking of the month of July, one holiday comes to mind mighty quick, and that most likely is the Fourth of July. However, there is a holiday that is often overlooked and one that should be more celebrated. This holiday is National Parents Day, which is a holiday that truly deserves more than one … Continued

Two of the Grants Complete the “MTFEE Creativity & Collaboration Room” Millstone Township Foundation for Educational Excellence (MTFEE) awarded five grants, totaling $36,629.96, to Millstone Township Schools. All grants will be implemented in the fall. MTFEE is a non-profit organization devoted to funding grants for items that nurture extraordinary educational experiences for every student in … Continued